Frequently Asked Questions

The mission of U.S. Business Experts is to provide innovative solutions and exceptional service to our clients while fostering a positive and collaborative work environment for our employees.

U.S. Business Experts sets itself apart from other funding sources through our personalized approach, extensive industry expertise, and commitment to delivering measurable results.

U.S. Business Experts works with clients of all sizes and industries, from small startups to large corporations.

No one product fits everyone. At USBE we offer several funding products to cater to your specific personal, and/or business needs. Our funding products range from $10,000 to $10 Million. We also offer private funding up to $100 Million. 

Personal credit score is the primary factor with most personal approvals, and some business approvals. Minimum credit score needed for approval is 580. Some products required a 670 or higher for approval.  

Most clients are approved within 1 business day. Funding is typically received 1 - 3 business days following approval. Some funding can take up to 21 business days to be delivered. 

There is a one time consultation fee of $299 to discuss your funding options, and prepare your application for underwriting. Once you're approved, there is a contingency fee for approval.  Approval fees range from 0.99% to 11.99% based on your desired funding product (ex: $1,000,000 approval rate is 0.99%). Ask your funding advisor for exact funding product rates.